Title insurance is highly recommended. It protects your claim to ownership in your property against the adverse claims of others. Receiving title insurance is customary when you purchasing a home. The insurance premium is a one-time cost, covers you up to your purchase price, and protects you for as long as you own the property. We also offer lender’s title insurance to protect the lenders’ interest in the collateral should an adverse claim be made against the lender challenging the priority of its lien. The lender’s title policy provides coverage up to the loan amount.